Depression or Anxiety

No exam life insurance for those with depression or anxiety if mild to moderate.
Give us a call!

No Exam Life Insurance For Those With Crimimal History

No incarceration- one year after completiong of probation or seven years after completion of probation with incarceration. Give us a call!

Asthma and Life Insurance

If you have mild to moderate asthma, it's possible to get a sizeable term policy without having to take an exam. If you have severe asthma with hospitalization, you can most likely get a whole life policy to cover final expenses.

Sleep Apnea

If you have sleep apnea and it is controlled, it is possible to get life insurance without having to take an exam. Call us at 206-734-4320.

Return of Premium Accidental Death Life Insurance

Return of Premium or Money Back Accidental Death Life Insurance.
Need coverage and would like to receive all of your premium back at age 75?
Coverage up to $250,000. Example.. 56 year old needs coverage for $100,000.
Premium is $21/mo. At age 75 he receives $4847 back at age 75.
Insured must be between ages of 18-60.

Coverage without return of premium. 56 year old. $100,000. $11/mo.

Call us today at 206-734-4320 for a free quote.

Accidental Death Life Insurance

Every five minutes, an American dies as the result of an accident.* It's scary to think about, but even worse to know that it could happen to you and your family. No one is ever completely ready to deal with life's unexpected events. But now you can help make things a little easier on your loved ones with affordable insurance. Premiums start at $11/mo for$100,000.
Accidents can happen anywhere: on the job, running errands around town, traveling by plane, train, subway, or bus. Accidental death life insurance insures you in all these situations, covering loss of a limb or eyesight and accidental death. With accidental death and dismemberment insurance, your family has protection against medical, burial, funeral, and other expenses, such as taking responsibility for your debt.

*National Security Council Injury Facts 2005-2006 edition

No exam necessary. Call us at 206-734-4320

Insulin or Oral medication

Whether you are on insulin or oral medications, it is possible to get a life insurance policy without having to take an exam. No exam life insurance for diabetics is available. Each case is different, but age of onset and treatment is considered.

No Exam Life Insurance For Seniors

For many seniors looking for a final expense policy, not having to take an exam makes the most sense. Getting coverage up to $50,000 shouldn't have to be a time consuming or stressful process. There are many companies offering seniors a no exam life insurance policy.

Click here to apply online and get instant coverage up to $50,000 up to age 85.

No Exam Life Insurance For Diabetics

All companies offering no exam life insurance online do not accept diabetics.
Good news! We do have several companies that offer no exam life insurance for diabetics.
Please call us at (206) 734-4320 for a free quote.

No Exam Life Insurance

Shop instantly for life insurance policies which do not require an exam and do not require you to talk to an agent. Approval online is within minutes.

If you do apply, but do not get approved, e-mail us or give us a call. We have other carriers that might work for you, but we would need to e-mail/fax/mail you an application.

Click here to apply for term coverage up to $500,000

Please call us if you have any questions at (206) 734-4230.